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Insurance Planning

At TIB Financial Group, we serve as well as teach. Educating our clients to become knowledgeable and sophisticated insurance consumers is just as important as advising them. We provide both insurance advisory and brokerage services to meet the needs of our corporate and individual clients.

Our insurance planning services often include:

Selecting insurance products from over 50 highly rated insurance carriers

Analyzing the cost structure of insurance policy designs

monitoring the internal rate of return (IRR)

comparing both guaranteed and current cost assumption approaches

weighing a multitude of insurance options based on risk tolerance, time horizon, and fluctuating goals

observing Uniform Prudent Investor Act (UPIA) guidelines, which call for annual policy reviews

If you own or are considering life, disability, or long-term care insurance on a corporate or individual basis, rely on us. We draw from nearly five decades of insurance planning experience to help you minimize cost and maximize benefits.